Digital identity check
Verify your identity (KYC) in the app through our verification partner.
The app
Your portfolio, documents
and advisor in one app.
Most of the work of managing a portfolio happens in the background. In the app you open an account, follow your portfolio, and message your advisor when you want to.
Capital at risk. Investing involves risk: the value of investments can go down as well as up, and you may get back less than you invested. Past performance and any simulated/back-tested performance are not reliable indicators of future results. Tax treatment depends on individual circumstances and current law, both of which can change.
Illustrative interface. The amounts are invented and do not show performance.
Technology
Simple to use.
We're an independent investment firm licensed by the ATVP. The app shows everything you've signed and paid in one place.
- Everything in one place.Your portfolio, holdings, returns and agreements are all in the app.
- Nothing hidden.You see what you hold and what you've paid for management. We cover trading costs. For bonds from other issuers offered in the app, the issuer pays us a placement fee.
- Built around your profile.The app shows your risk profile (1 to 7), set by the suitability questionnaire, and the portfolio that matches it.
- A real person when you need one.You message your advisor from the app, and we usually reply the same working day.
See everything, clearly
Your whole portfolio, at a glance.
The first screen shows what you hold, how it's allocated, how its value has moved, and what you've paid for management.
You receive a report on your portfolio, costs and returns every month, and you can see your position in the app at any time.
Illustrative interface. The amounts are invented and do not show performance.
Illustrative interface. The amounts are invented and do not show performance.
Onboarding
Open your account in the app.
You complete all four steps on your phone, with no branch visit.
01
Verify your identity
Complete the identity check (KYC) in the app.
02
Find your risk profile
A short suitability questionnaire, required by law, places you on a scale from 1 to 7.
03
Choose & sign
Pick the strategy or account that fits and sign your agreement in-app.
04
Fund by transfer
Transfer money from your bank account. You don't trade in the app: we make the buy and sell decisions in your portfolio, following the rules of the strategy you choose when you sign.
A personal relationship
An advisor you know by name.
Your advisor is Luka Gubo, our director. You message him from the app: with a question about your portfolio, when markets are noisy, or to talk through your plan. Rok Pirnat Živec handles operational and support questions.
The app handles signatures, payments and reports, so time with your advisor goes on your plan.
Illustrative interface. The amounts are invented and do not show performance.
What you can do
What you do in the app.
Risk profile
A short suitability questionnaire places you on the risk scale from 1 to 7 that sets how we manage your portfolio. We repeat the questionnaire once a year, and whenever you want to change your profile.
In-app signing
Read and sign your investment agreement digitally, with all pre-contractual information provided.
Payments in and out
Fund your account by bank transfer and top up whenever you like. You can request a withdrawal in the app at any time; the money usually reaches your bank account within a few days. We charge nothing for a withdrawal.
Monthly report
Every month you receive a report on your holdings, transactions, costs and returns.
Your advisor, in the app
Message your advisor without leaving the app.
Built on trust
How your assets are protected.
ATVP-licensed
Licensed by the ATVP, decision no. 40210-2/2022-13 of 7 April 2022. You can check our entry in the ATVP register.
Segregated custody
Your assets are not on the firm's balance sheet. Client cash is held in fiduciary accounts at a bank, and securities are held by regulated custodians in a pooled client account, separate from the firm's assets; our records show what belongs to whom. The firm's creditors cannot reach these assets.
Investor protection
Statutory investor-compensation cover up to €22,000 per investor. It protects against the firm failing to return your assets, not against investment losses.
Data handled with care
Your information is protected and processed under EU data-protection rules.
Get the app
For iPhone and Android.
Available free on the App Store and Google Play. Scan a code with your phone camera, or tap a badge.
Capital at risk. Investing involves risk: the value of investments can go down as well as up, and you may get back less than you invested. Past performance and any simulated/back-tested performance are not reliable indicators of future results. Tax treatment depends on individual circumstances and current law, both of which can change. This website is a marketing communication. It is not investment advice, a personal recommendation, or an offer to enter into any contract. Detailed pre-contractual information is provided before any agreement is concluded.
Let's talk
Prefer to start with a conversation?
You can download the app now. Or book a free, no-obligation consultation first, and we'll show you the app.